Which statement about proof of insurance is accurate?

Which statement about proof of insurance is accurate?

• A. You are never required to show proof of insurance to police.
• B. You must carry proof of insurance only if you drive across state lines.
• C. You must carry valid proof of insurance or be able to provide it upon request.
• D. Insurance is optional if you are never stopped by police.

Answer: (C)

In New York, you must be prepared to show proof of motor vehicle liability insurance whenever a police officer asks for it. The accurate statement captures both parts of the requirement: you must carry valid proof of insurance and be able to provide it upon request. This obligation applies regardless of whether you’re crossing state lines or if you think you’ll never be stopped, so it isn’t optional or contingent on a stop. Insurance cards (physical or approved digital proof) serve as the evidence you’d present to the officer to verify coverage at the time.

In New York, you must be prepared to show proof of motor vehicle liability insurance whenever a police officer asks for it. The accurate statement captures both parts of the requirement: you must carry valid proof of insurance and be able to provide it upon request. This obligation applies regardless of whether you’re crossing state lines or if you think you’ll never be stopped, so it isn’t optional or contingent on a stop. Insurance cards (physical or approved digital proof) serve as the evidence you’d present to the officer to verify coverage at the time.